Disclaimer — Arth

1. What Arth Does

Arth is software that assists you in preparing your income tax return. Specifically, it:

(a) Reads your tax documents (Form 16, AIS, broker statements, RSU confirmations) and extracts structured data;
(b) Cross-checks documents against each other and flags discrepancies — TDS amounts that do not match, capital gains that do not reconcile, missing entries;
(c) Populates ITR sections — salary, deductions, capital gains, Schedule FA, taxes paid;
(d) Computes your tax liability under both old and new regimes and identifies which regime results in lower tax;
(e) Generates ITR JSON that you can download and upload to the income tax portal; and
(f) Shows its reasoning — every number traces back to a source document, every discrepancy is explained.

2. What Arth Does Not Do

You should be aware of the following limitations:

2.1 Not a chartered accountant. Arth is software, not a professional. It cannot sign your return, represent you before the income tax department, or provide legally binding advice.
2.2 Not a substitute for your review. You must verify the data before filing. Arth reads documents accurately in the majority of cases, but documents can be ambiguous, PDF formats vary, and AI can misinterpret edge cases.
2.3 Not liable for errors. If a computation is incorrect or a field is missed, you are responsible for your return. This is true whether you use Arth, a chartered accountant, or any other preparation tool.
2.4 Not guaranteed to be accurate. Tax law has edge cases. AIS data can be incorrect at source. Schedule FA reporting requirements change across assessment years. Arth handles common cases well but may miss unusual situations.
2.5 Does not file for you. Arth prepares the data. You upload the JSON to the income tax portal and e-verify the return. The filing is your act, not ours.

3. Your Responsibilities

When using Arth, you are responsible for:

(a) Providing accurate and complete information;
(b) Reviewing all sections of your ITR before filing;
(c) Verifying that the data extracted from your documents is correct;
(d) Filing your return on time with the income tax department; and
(e) Retaining your original tax documents for your own records.

4. When to Consult a Chartered Accountant

We recommend consulting a qualified chartered accountant if:

(a) You have business income, partnership income, or need to file ITR-3 or above;
(b) You are a Non-Resident Indian (NRI) with income in multiple countries requiring treaty analysis;
(c) You have received a notice from the income tax department and need professional representation;
(d) You have a complex estate, trust, or HUF structure; or
(e) You require someone who can sign the return and accept professional liability.

Even in these cases, running your documents through Arth first can provide a baseline to compare against your chartered accountant's output.

5. AI-Generated Content

5.1 The AI assistant in Arth uses large language models to answer your questions and explain tax concepts. These responses are generated by AI and may contain inaccuracies.

5.2 AI-generated explanations should not be treated as authoritative tax guidance. When in doubt, refer to the Income Tax Department website or consult a qualified professional.

6. Contact

For questions about this disclaimer:

Email: contact@askarth.com

Website: askarth.com